The Influence of Sharia Financial Literacy to Sharia Financial Transaction on Sharia Commercial Banks in Indonesia in Mediating Through Islamic Fintech and Sharia Financial Inclusion
(Pages 101-109)Agus Yulianto1 and Indra Siswanti2, Asep Risman2 and Pardomuan Sihoambing2,*
1Student at the Faculty of Economics and Business, Mercu Buana University, Jakarta, Indonesia.
2Lecturer at the Faculty of Economics and Business, Mercu Buana University, Jakarta, Indonesia.
DOI: https://doi.org/10.55365/1923.x2024.22.11
Abstract:
This research proposes a model to explain the influence of the role of Islamic financial technology and inclusion Islamic finance in moderate influence literacy Islamic finance towards transaction sharia finance at Sharia Commercial Banks in Indonesia. The results of the research state that: 1) literacy Islamic finance has a significant positive effect on transactions sharia finance; 2) Islamic financial technology moderates influence literacy Islamic finance towards transaction sharia finance; 3) inclusion Islamic finance moderates influence literacy Islamic finance towards transaction Islamic finance. In implementing digital transformation, Sharia BPRs in Indonesia must seriously consider information transparency, financial stability, and innovation capabilities, and choose different paths based on intrinsic characteristics such as property rights, scale, and growth.
Keywords:
Literacy sharia finance, Inclusion sharia finance, Islamic financial technology, Transactions Islamic finance.
How to Cite:
Agus Yulianto and Indra Siswanti, Asep Risman and Pardomuan Sihoambing. The Influence of Sharia Financial Literacy to Sharia Financial Transaction on Sharia Commercial Banks in Indonesia in Mediating Through Islamic Fintech and Sharia Financial Inclusion. [ref]: vol.22.2024. available at: https://refpress.org/ref-vol22-a11/
Licensee REF Press This is an open access article licensed under the terms of the Creative Commons Attribution Non-Commercial License (http://creativecommons.org/licenses/by-nc/3.0/) which permits unrestricted, non-commercial use, distribution and reproduction in any medium, provided the work is properly cited.