Impact of Corporate Governance on Banking Competitiveness: Case of Tunisian Commercial Banks

(Pages 521-527)

Hanane Abdelkarim Mezni1* and Abdessatar Ati2
1Assistant professor at College of Business, Department of finance and economics, Jeddah University.
2Professor at University of Jendouba-Department of economics & at CERDACFF, Nice Côte d’Azur University.
DOI: https://doi.org/10.55365/1923.x2023.21.53

Abstract:

This article aims to study the impact of banking governance on the competitiveness of Tunisian commercial banks evaluated in terms of economic profitability (ROA), financial profitability (ROE) and net interest margin (MNI). An empirical analysis carried out, using the ordinary least squares method on panel data, for a sample made up of 10 Tunisian commercial banks and over a period between 1980 and 2014. This study uses a set of variables: the size of the board of directors, ownership (public / private), share of investors (institutional / foreign) and duality in order to verify their interactions and estimate a random effect. Empirical results show that the establishment of a bank-specific governance system reinforced by good practices and mechanisms improves banking competitiveness.


Keywords:

Commercial banks; corporate governance; competitiveness; profitability; ROE; ROA; MNI; MCO.


JEL Classifications:

G21 - G34- C23.


How to Cite:

Hanane Abdelkarim Mezni and Abdessatar Ati. Impact of Corporate Governance on Banking Competitiveness: Case of Tunisian Commercial Banks. [ref]: vol.21.2023. available at: https://refpress.org/ref-vol21-a53/


Licensee REF Press
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